Baccarat is a card game played at casinos. There are three popular variants of the game: punto banco (or “North American baccarat”), baccarat chemin de fer (or “chemmy”), andbaccarat banque (or “à deux tableaux”). Punto banco is strictly a game of chance, with no skill or strategy involved; each player’s moves are forced by the cards the player is dealt. Inbaccarat chemin de fer and baccarat banque, by contrast, both players can make choices, which allows skill to play a part. Despite this, the winning odds are in favour of the bank, with a house edge no lower than around 1 per cent.
Baccarat is a comparing card game played between two hands, the “player” and the “banker.” Each baccarat coup has three possible outcomes: “player” (player has the higher score), “banker,” and “tie.”
The name of the game is probably derived from the Italian word baccara (“zero” or “nothing”), referring to the value of all 10-count cards.
In Baccarat, cards have a point value: cards 2–9 are worth face value (in points); 10s, Js, Qs and Ks have no point value (i.e. are worth zero); Aces are worth 1 point; Jokers are not used in the game of Baccarat. Hands are valued according to the rightmost digit of the sum of their constituent cards: for example, a hand consisting of 2 and 3 is worth 5, but a hand consisting of 6 and 7 is worth 3 (i.e. the 3 being rightmost digit in the combined points total: 13). Logically then, the highest possible hand value in Baccarat is 9.